PCP Solutions

PCP is a Personal Contract Plan. Volkswagen Commercial Vehicles have the only Commercial Vehicle PCP solution in Ireland. It is a flexible finance package that combines lower monthly payments with real flexibility over a 2-3 year period. With PCP you can have a flexible finance plan that suits your circumstances. Thanks to a Guaranteed Minimum Future Value, you don’t need to worry about the re-sale value of your van at the end of your agreement, depreciation or the maintenance costs associated with owning a van for over a longer period of time.

Under Volkswagen Solutions PCP, Volkswagen Bank Ireland purchases the van on your behalf. You choose a deposit percentage of between 19% and 33%. You then pay agreed monthly instalments over a 2-3year period. A portion of the van’s value is deferred until the end of the agreement. This amount is the minimum value that Volkswagen Bank Ireland guarantees your van will be worth at the end of your agreement, your Guaranteed Minimum Future Value (GMFV).

At the end of your agreement you have following three options:

  1. Upgrade your van to a newer model using the equity in your van as a deposit for the next one.
  2. Return your van to you dealer with no further payments †
  3. Make a one-off payment or re-finance the final instalment and take ownership of the van.

Volkswagen Bank GmbH Branch Ireland is authorised by the Federal Financial Supervisory Authority in Germany and regulated by the Central Bank of Ireland for conduct of business rules.

**Refinancing of optional final payment (GMFV) is subject to credit approval.
† Terms and conditions apply

Benefits of PCP

  • No more residual value worries
  • A new Volkswagen Commercial vehicle every 2-3 years
  • Lower payments and shorter terms
  • Less maintenance costs
  • Upgrade to a higher specification model for less
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